SummaryStep: visual cart layout with arrangement details and share dialog

- Visual cart-style cards with image thumbnails for provider, venue,
  crematorium, coffin (replaces accordion text lists)
- Arrangement details section at top: arranger name, deceased name,
  service tradition, preferred dates/times
- Location pin icons on all location-based cards
- Allowance display: fully covered shows "Included in your package",
  partially covered shows price/allowance/remaining breakdown
- Share dialog: "Share this plan" button opens DialogShell with multi-email
  input, add/remove recipients, send confirmation state
- Included services as checkmark list, extras as priced list (consistent
  tick logic — only in sections with no priced items)
- Full-width CTA, deposit deferred to payment step
- Edit buttons with pencil icon in secondary colour

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

src/components/pages/SummaryStep/SummaryStep.stories.tsx

@@ -1,6 +1,6 @@
 import type { Meta, StoryObj } from '@storybook/react';
 import { SummaryStep } from './SummaryStep';
-import type { SummarySection } from './SummaryStep';
+import type { SummarySection, ArrangementDetails } from './SummaryStep';
 import { Navigation } from '../../organisms/Navigation';
 import Box from '@mui/material/Box';
 
@@ -33,52 +33,78 @@ const nav = (
   />
 );
 
+const sampleDetails: ArrangementDetails = {
+  arrangerName: 'Sarah Mitchell',
+  deceasedName: 'Robert Mitchell',
+  serviceTradition: 'Non-denominational',
+  preferredDates: ['Tuesday 15 April', 'Wednesday 16 April'],
+  preferredTime: 'Morning',
+  editStepId: 'date_time',
+};
+
 const sampleSections: SummarySection[] = [
   {
     id: 'provider',
     title: 'Funeral Provider',
     editStepId: 'providers',
-    items: [
+    imageUrl: 'https://placehold.co/320x200/F5F5F0/8B8B7E?text=H.+Parsons',
-      { label: 'Provider', value: 'H. Parsons Funeral Directors' },
+    name: 'H. Parsons Funeral Directors',
-      { label: 'Package', value: 'Essential Service Package', price: 4950 },
+    subtitle: 'Essential Service Package',
-    ],
+    location: 'Mackay, QLD',
+    price: 4950,
   },
   {
     id: 'venue',
     title: 'Service Venue',
     editStepId: 'venue',
+    imageUrl: 'https://placehold.co/320x200/F5F5F0/8B8B7E?text=West+Chapel',
+    name: 'West Chapel',
+    location: 'Strathfield, NSW',
+    price: 900,
     items: [
-      { label: 'Venue', value: 'West Chapel, Strathfield', price: 900 },
+      { label: 'Photo presentation', price: 150 },
-      { label: 'Photo presentation', value: 'Included', price: 150 },
+      { label: 'Livestream', price: 200 },
-      { label: 'Livestream', value: 'Included', price: 200 },
     ],
   },
   {
     id: 'crematorium',
     title: 'Crematorium',
     editStepId: 'crematorium',
-    items: [
+    imageUrl: 'https://placehold.co/320x200/F5F5F0/8B8B7E?text=Warrill+Park',
-      { label: 'Crematorium', value: 'Warrill Park Crematorium', price: 850 },
+    name: 'Warrill Park Crematorium',
-      { label: 'Following hearse', value: 'Yes' },
+    location: 'Ipswich, QLD',
-    ],
+    price: 850,
   },
   {
     id: 'coffin',
     title: 'Coffin',
     editStepId: 'coffins',
+    imageUrl: 'https://images.unsplash.com/photo-1618220179428-22790b461013?w=320&h=200&fit=crop',
+    name: 'Richmond Rosewood Coffin',
+    colourName: 'Natural Oak',
+    colourHex: '#D4A76A',
+    price: 1750,
+    allowanceAmount: 500,
+  },
+  {
+    id: 'included',
+    title: 'Included Services',
+    editStepId: 'included_services',
     items: [
-      { label: 'Coffin', value: 'Cedar Classic', price: 2800 },
+      { label: 'Dressing and preparation' },
-      { label: 'Handles', value: 'Brass Bar Handle', price: 0 },
+      { label: 'Viewing', value: 'Same venue' },
-      { label: 'Lining', value: 'White Satin', price: 0 },
+      { label: 'Funeral announcement' },
     ],
   },
   {
-    id: 'services',
+    id: 'extras',
-    title: 'Additional Services',
+    title: 'Optional Extras',
-    editStepId: 'additional_services',
+    editStepId: 'extras',
     items: [
-      { label: 'Funeral announcement', value: 'Included' },
+      { label: 'Catering', priceLabel: 'Price on application' },
-      { label: 'Bearing', value: 'Family and friends' },
+      { label: 'Live musician', value: 'Vocalist', price: 450 },
+      { label: 'Coffin bearing', value: 'Family and friends' },
+      { label: 'Newspaper notice', price: 250 },
     ],
   },
 ];
@@ -99,35 +125,61 @@ type Story = StoryObj<typeof SummaryStep>;
 
 // ─── At-need (default) ──────────────────────────────────────────────────────
 
-/** Full summary for at-need flow */
+/** Full summary for at-need flow with allowances */
 export const Default: Story = {
   render: () => (
     <SummaryStep
+      arrangementDetails={sampleDetails}
       sections={sampleSections}
-      totalPrice={9850}
+      totalPrice={9050}
-      depositAmount={2000}
+      totalAllowances={500}
       onConfirm={() => alert('Confirmed — proceed to payment')}
       onBack={() => alert('Back')}
       onSaveAndExit={() => alert('Save')}
       onEdit={(stepId) => alert(`Edit: ${stepId}`)}
-      onShare={() => alert('Share plan')}
+      onShareByEmail={(emails) => alert(`Share to: ${emails.join(', ')}`)}
       navigation={nav}
     />
   ),
 };
 
+// ─── Coffin fully covered ───────────────────────────────────────────────────
+
+/** Coffin fully covered by allowance */
+export const FullyCovered: Story = {
+  render: () => {
+    const sections = sampleSections.map((s) =>
+      s.id === 'coffin' ? { ...s, price: 900, allowanceAmount: 1000 } : s,
+    );
+    return (
+      <SummaryStep
+        arrangementDetails={sampleDetails}
+        sections={sections}
+        totalPrice={7500}
+        onConfirm={() => alert('Confirmed')}
+        onBack={() => alert('Back')}
+        onEdit={(stepId) => alert(`Edit: ${stepId}`)}
+        onShareByEmail={(emails) => alert(`Share to: ${emails.join(', ')}`)}
+        navigation={nav}
+      />
+    );
+  },
+};
+
 // ─── Pre-planning ───────────────────────────────────────────────────────────
 
-/** Pre-planning variant — "Save your plan" CTA, no payment */
+/** Pre-planning variant — "Save your plan" CTA */
 export const PrePlanning: Story = {
   render: () => (
     <SummaryStep
+      arrangementDetails={sampleDetails}
       sections={sampleSections}
-      totalPrice={9850}
+      totalPrice={9050}
+      totalAllowances={500}
       onConfirm={() => alert('Plan saved')}
       onBack={() => alert('Back')}
       onEdit={(stepId) => alert(`Edit: ${stepId}`)}
-      onShare={() => alert('Share plan')}
+      onShareByEmail={(emails) => alert(`Share to: ${emails.join(', ')}`)}
       isPrePlanning
       navigation={nav}
     />
@@ -140,8 +192,9 @@ export const PrePlanning: Story = {
 export const Loading: Story = {
   render: () => (
     <SummaryStep
+      arrangementDetails={sampleDetails}
       sections={sampleSections}
-      totalPrice={9850}
+      totalPrice={9050}
       onConfirm={() => {}}
       loading
       navigation={nav}

src/components/pages/SummaryStep/SummaryStep.tsx

@@ -1,14 +1,18 @@
 import React from 'react';
 import Box from '@mui/material/Box';
 import Paper from '@mui/material/Paper';
-import Accordion from '@mui/material/Accordion';
+import TextField from '@mui/material/TextField';
-import AccordionSummary from '@mui/material/AccordionSummary';
+import ForwardToInboxOutlinedIcon from '@mui/icons-material/ForwardToInboxOutlined';
-import AccordionDetails from '@mui/material/AccordionDetails';
-import ExpandMoreIcon from '@mui/icons-material/ExpandMore';
 import EditOutlinedIcon from '@mui/icons-material/EditOutlined';
-import ShareOutlinedIcon from '@mui/icons-material/ShareOutlined';
+import LocationOnOutlinedIcon from '@mui/icons-material/LocationOnOutlined';
+import CheckIcon from '@mui/icons-material/Check';
+import AddIcon from '@mui/icons-material/Add';
+import DeleteOutlineIcon from '@mui/icons-material/DeleteOutline';
+import CheckCircleOutlineIcon from '@mui/icons-material/CheckCircleOutline';
 import type { SxProps, Theme } from '@mui/material/styles';
 import { WizardLayout } from '../../templates/WizardLayout';
+import { DialogShell } from '../../atoms/DialogShell';
+import { Card } from '../../atoms/Card';
 import { Typography } from '../../atoms/Typography';
 import { Button } from '../../atoms/Button';
 import { IconButton } from '../../atoms/IconButton';
@@ -16,30 +20,67 @@ import { Divider } from '../../atoms/Divider';
 
 // ─── Types ───────────────────────────────────────────────────────────────────
 
-/** A single line item in the summary */
+/** A line item within a summary section */
 export interface SummaryLineItem {
   label: string;
-  value: string;
+  value?: string;
   price?: number;
+  /** Custom price label like "POA" */
+  priceLabel?: string;
 }
 
-/** A section in the summary (e.g. Provider, Venue, Coffin) */
+/** A section of the plan summary */
 export interface SummarySection {
   id: string;
+  /** Section heading (e.g. "Coffin", "Service Venue") */
   title: string;
-  items: SummaryLineItem[];
+  /** Step ID for edit navigation */
-  /** Step ID to navigate back to for editing */
+  editStepId?: string;
+  /** Image URL for the visual card thumbnail */
+  imageUrl?: string;
+  /** Primary selection name (e.g. provider name, coffin name) */
+  name?: string;
+  /** Supporting text (e.g. package name) */
+  subtitle?: string;
+  /** Location with pin icon (e.g. "Strathfield, NSW") */
+  location?: string;
+  /** Colour swatch for coffin */
+  colourName?: string;
+  colourHex?: string;
+  /** Price of the primary selection */
+  price?: number;
+  /** Package allowance for this section's primary price */
+  allowanceAmount?: number;
+  /** Additional line items (services, extras, details) */
+  items?: SummaryLineItem[];
+}
+
+/** Arrangement details shown at the top of the summary */
+export interface ArrangementDetails {
+  /** Name of the person arranging */
+  arrangerName?: string;
+  /** Name of the deceased or person the arrangement is for */
+  deceasedName?: string;
+  /** Service tradition / religious considerations */
+  serviceTradition?: string;
+  /** Preferred date(s) */
+  preferredDates?: string[];
+  /** Preferred time of day */
+  preferredTime?: string;
+  /** Step ID for editing these details */
   editStepId?: string;
 }
 
 /** Props for the SummaryStep page component */
 export interface SummaryStepProps {
+  /** Arrangement details shown at the top */
+  arrangementDetails?: ArrangementDetails;
   /** Summary sections */
   sections: SummarySection[];
   /** Total cost */
   totalPrice: number;
-  /** Deposit amount (if applicable) */
+  /** Total allowances applied */
-  depositAmount?: number;
+  totalAllowances?: number;
   /** Callback when Confirm is clicked */
   onConfirm: () => void;
   /** Callback for back navigation */
@@ -48,8 +89,10 @@ export interface SummaryStepProps {
   onSaveAndExit?: () => void;
   /** Callback when edit is clicked on a section */
   onEdit?: (stepId: string) => void;
-  /** Callback for sharing the plan */
+  /** Callback when plan is shared via email */
-  onShare?: () => void;
+  onShareByEmail?: (emails: string[]) => void;
+  /** Whether the share is in progress */
+  shareLoading?: boolean;
   /** Whether the Confirm button is in a loading state */
   loading?: boolean;
   /** Whether this is a pre-planning flow */
@@ -64,30 +107,182 @@ export interface SummaryStepProps {
   sx?: SxProps<Theme>;
 }
 
+// ─── Internal: Share Dialog ─────────────────────────────────────────────────
+
+const ShareDialog: React.FC<{
+  open: boolean;
+  onClose: () => void;
+  onSend: (emails: string[]) => void;
+  loading?: boolean;
+}> = ({ open, onClose, onSend, loading }) => {
+  const [emails, setEmails] = React.useState(['']);
+  const [sent, setSent] = React.useState(false);
+
+  const handleAdd = () => setEmails((prev) => [...prev, '']);
+  const handleRemove = (index: number) => setEmails((prev) => prev.filter((_, i) => i !== index));
+  const handleChange = (index: number, value: string) =>
+    setEmails((prev) => prev.map((e, i) => (i === index ? value : e)));
+
+  const validEmails = emails.filter((e) => e.includes('@') && e.includes('.'));
+
+  const handleSend = () => {
+    if (validEmails.length > 0) {
+      onSend(validEmails);
+      setSent(true);
+    }
+  };
+
+  const handleClose = () => {
+    onClose();
+    setTimeout(() => {
+      setEmails(['']);
+      setSent(false);
+    }, 300);
+  };
+
+  return (
+    <DialogShell
+      open={open}
+      onClose={handleClose}
+      title="Send your plan"
+      maxWidth="sm"
+      fullWidth
+      footer={
+        !sent ? (
+          <Box sx={{ display: 'flex', justifyContent: 'flex-end', gap: 1 }}>
+            <Button variant="text" color="secondary" onClick={handleClose}>
+              Cancel
+            </Button>
+            <Button
+              variant="contained"
+              onClick={handleSend}
+              loading={loading}
+              disabled={validEmails.length === 0}
+            >
+              Send
+            </Button>
+          </Box>
+        ) : (
+          <Box sx={{ display: 'flex', justifyContent: 'flex-end' }}>
+            <Button variant="contained" onClick={handleClose}>
+              Done
+            </Button>
+          </Box>
+        )
+      }
+    >
+      {!sent ? (
+        <>
+          <Typography variant="body2" color="text.secondary" sx={{ mb: 3 }}>
+            Enter the email address of anyone you&apos;d like to share this plan with.
+          </Typography>
+          {emails.map((email, index) => (
+            <Box key={index} sx={{ display: 'flex', gap: 1, mb: 1.5, alignItems: 'center' }}>
+              <TextField
+                fullWidth
+                size="small"
+                type="email"
+                placeholder="Email address"
+                value={email}
+                onChange={(e) => handleChange(index, e.target.value)}
+                inputRef={(el) => {
+                  if (el && index === emails.length - 1 && emails.length > 1) el.focus();
+                }}
+              />
+              {emails.length > 1 && (
+                <IconButton
+                  aria-label="Remove email"
+                  size="small"
+                  onClick={() => handleRemove(index)}
+                >
+                  <DeleteOutlineIcon fontSize="small" />
+                </IconButton>
+              )}
+            </Box>
+          ))}
+          <Button
+            variant="text"
+            size="small"
+            startIcon={<AddIcon />}
+            onClick={handleAdd}
+            sx={{ mt: 0.5 }}
+          >
+            Add another recipient
+          </Button>
+        </>
+      ) : (
+        <Box sx={{ textAlign: 'center', py: 3 }}>
+          <CheckCircleOutlineIcon sx={{ fontSize: 48, color: 'success.main', mb: 2 }} />
+          <Typography variant="h5" sx={{ mb: 1 }}>
+            Plan sent
+          </Typography>
+          <Typography variant="body2" color="text.secondary">
+            Your plan has been sent to{' '}
+            {validEmails.length === 1 ? validEmails[0] : `${validEmails.length} recipients`}.
+          </Typography>
+        </Box>
+      )}
+    </DialogShell>
+  );
+};
+
+// ─── Internal: Section Header ───────────────────────────────────────────────
+
+const SectionHeader: React.FC<{
+  title: string;
+  editStepId?: string;
+  onEdit?: (stepId: string) => void;
+}> = ({ title, editStepId, onEdit }) => (
+  <Box
+    sx={{
+      display: 'flex',
+      justifyContent: 'space-between',
+      alignItems: 'center',
+      mb: 1.5,
+    }}
+  >
+    <Typography variant="h6" component="h2">
+      {title}
+    </Typography>
+    {editStepId && onEdit && (
+      <Button
+        variant="text"
+        color="secondary"
+        size="small"
+        startIcon={<EditOutlinedIcon sx={{ fontSize: '16px !important' }} />}
+        onClick={() => onEdit(editStepId)}
+        sx={{ fontWeight: 500 }}
+      >
+        Edit
+      </Button>
+    )}
+  </Box>
+);
+
 // ─── Component ───────────────────────────────────────────────────────────────
 
 /**
  * Step 13 — Summary / Review for the FA arrangement wizard.
  *
- * Complete summary of the funeral plan with all selections and pricing.
+ * Visual cart-style summary of the funeral plan. Each selection is shown
- * Accordion sections with edit links back to each step. Total bar at bottom.
+ * as a compact card with image, details, and pricing. Allowances are
- *
+ * displayed inline per section. Email sharing via dialog.
- * For pre-planning: CTA is "Save your plan" instead of "Confirm".
- * For at-need: CTA is "Confirm and continue to payment".
  *
  * Pure presentation component — props in, callbacks out.
  *
  * Spec: documentation/steps/steps/13_summary.yaml
  */
 export const SummaryStep: React.FC<SummaryStepProps> = ({
+  arrangementDetails,
   sections,
   totalPrice,
-  depositAmount,
+  totalAllowances,
   onConfirm,
   onBack,
   onSaveAndExit,
   onEdit,
-  onShare,
+  onShareByEmail,
+  shareLoading = false,
   loading = false,
   isPrePlanning = false,
   navigation,
@@ -95,6 +290,8 @@ export const SummaryStep: React.FC<SummaryStepProps> = ({
   hideHelpBar,
   sx,
 }) => {
+  const [shareOpen, setShareOpen] = React.useState(false);
+
   return (
     <WizardLayout
       variant="centered-form"
@@ -106,124 +303,402 @@ export const SummaryStep: React.FC<SummaryStepProps> = ({
       hideHelpBar={hideHelpBar}
       sx={sx}
     >
-      {/* Header with share */}
+      {/* Header */}
-      <Box
+      <Typography variant="display3" component="h1" tabIndex={-1} sx={{ mb: 1 }}>
-        sx={{ display: 'flex', justifyContent: 'space-between', alignItems: 'flex-start', mb: 1 }}
-      >
-        <Typography variant="display3" component="h1" tabIndex={-1}>
         Review your plan
       </Typography>
-        {onShare && (
+
-          <IconButton aria-label="Share this plan via email" onClick={onShare} size="medium">
+      <Box
-            <ShareOutlinedIcon />
+        sx={{
-          </IconButton>
+          display: 'flex',
+          justifyContent: 'space-between',
+          alignItems: 'center',
+          mb: 3,
+        }}
+      >
+        <Typography variant="body1" color="text.secondary">
+          {isPrePlanning
+            ? "Here's an overview of your plan. You can make changes at any time."
+            : 'Please review your selections below. You can edit any section before confirming.'}
+        </Typography>
+        {onShareByEmail && (
+          <Button
+            variant="outlined"
+            color="secondary"
+            size="small"
+            startIcon={<ForwardToInboxOutlinedIcon />}
+            onClick={() => setShareOpen(true)}
+            sx={{ ml: 2, whiteSpace: 'nowrap', flexShrink: 0 }}
+          >
+            Share this plan
+          </Button>
         )}
       </Box>
 
-      <Typography variant="body1" color="text.secondary" sx={{ mb: 1 }}>
+      <Divider sx={{ mb: 4 }} />
-        Check everything looks right before confirming.
-      </Typography>
 
-      <Typography variant="body2" color="text.secondary" sx={{ mb: 5 }}>
+      {/* ─── Arrangement details ─── */}
-        You can edit any section by tapping the edit icon.
+      {arrangementDetails && (
+        <>
+          <SectionHeader
+            title="Arrangement Details"
+            editStepId={arrangementDetails.editStepId}
+            onEdit={onEdit}
+          />
+          <Card variant="outlined" padding="compact" sx={{ mb: 4 }}>
+            <Box
+              component="dl"
+              sx={{
+                display: 'grid',
+                gridTemplateColumns: { xs: '1fr', sm: '1fr 1fr' },
+                gap: 1.5,
+                m: 0,
+              }}
+            >
+              {arrangementDetails.arrangerName && (
+                <Box>
+                  <Typography component="dt" variant="caption" color="text.secondary">
+                    Arranged by
                   </Typography>
+                  <Typography component="dd" variant="body2" sx={{ m: 0 }}>
+                    {arrangementDetails.arrangerName}
+                  </Typography>
+                </Box>
+              )}
+              {arrangementDetails.deceasedName && (
+                <Box>
+                  <Typography component="dt" variant="caption" color="text.secondary">
+                    In memory of
+                  </Typography>
+                  <Typography component="dd" variant="body2" sx={{ m: 0 }}>
+                    {arrangementDetails.deceasedName}
+                  </Typography>
+                </Box>
+              )}
+              {arrangementDetails.serviceTradition && (
+                <Box>
+                  <Typography component="dt" variant="caption" color="text.secondary">
+                    Service tradition
+                  </Typography>
+                  <Typography component="dd" variant="body2" sx={{ m: 0 }}>
+                    {arrangementDetails.serviceTradition}
+                  </Typography>
+                </Box>
+              )}
+              {arrangementDetails.preferredTime && (
+                <Box>
+                  <Typography component="dt" variant="caption" color="text.secondary">
+                    Preferred time
+                  </Typography>
+                  <Typography component="dd" variant="body2" sx={{ m: 0 }}>
+                    {arrangementDetails.preferredTime}
+                  </Typography>
+                </Box>
+              )}
+              {arrangementDetails.preferredDates &&
+                arrangementDetails.preferredDates.length > 0 && (
+                  <Box sx={{ gridColumn: { sm: '1 / -1' } }}>
+                    <Typography component="dt" variant="caption" color="text.secondary">
+                      Preferred date{arrangementDetails.preferredDates.length > 1 ? 's' : ''}
+                    </Typography>
+                    <Typography component="dd" variant="body2" sx={{ m: 0 }}>
+                      {arrangementDetails.preferredDates.join(' · ')}
+                    </Typography>
+                  </Box>
+                )}
+            </Box>
+          </Card>
+        </>
+      )}
 
       {/* ─── Summary sections ─── */}
-      {sections.map((section) => (
+      <Box sx={{ display: 'flex', flexDirection: 'column', gap: 4 }}>
-        <Accordion
+        {sections.map((section) => {
-          key={section.id}
+          // Determine if this section has any priced items (affects tick display)
-          defaultExpanded
+          const hasPricedItems =
-          disableGutters
+            section.items?.some((item) => item.price != null || item.priceLabel) ?? false;
-          elevation={0}
+
+          // Allowance logic for primary price
+          const hasAllowance = section.allowanceAmount != null && section.price != null;
+          const isFullyCovered = hasAllowance && section.allowanceAmount! >= section.price!;
+          const remainingCost =
+            hasAllowance && !isFullyCovered ? section.price! - section.allowanceAmount! : 0;
+
+          return (
+            <Box key={section.id}>
+              <SectionHeader
+                title={section.title}
+                editStepId={section.editStepId}
+                onEdit={onEdit}
+              />
+
+              {/* Visual card for sections with image/name */}
+              {section.name && (
+                <Card variant="outlined" padding="none" sx={{ overflow: 'hidden' }}>
+                  <Box
                     sx={{
-            border: 1,
+                      display: 'flex',
-            borderColor: 'divider',
+                      flexDirection: { xs: 'column', sm: 'row' },
-            borderRadius: '8px !important',
-            mb: 2,
-            '&:before': { display: 'none' },
-            overflow: 'hidden',
                     }}
                   >
-          <AccordionSummary expandIcon={<ExpandMoreIcon />} sx={{ px: 3, py: 1 }}>
+                    {/* Thumbnail */}
-            <Box sx={{ display: 'flex', alignItems: 'center', flex: 1, gap: 1 }}>
+                    {section.imageUrl && (
-              <Typography variant="h5" sx={{ flex: 1 }}>
+                      <Box
-                {section.title}
+                        sx={{
+                          width: { xs: '100%', sm: 160 },
+                          height: { xs: 160, sm: 'auto' },
+                          minHeight: { sm: 120 },
+                          flexShrink: 0,
+                          backgroundImage: `url(${section.imageUrl})`,
+                          backgroundSize: 'cover',
+                          backgroundPosition: 'center',
+                          bgcolor: 'var(--fa-color-surface-subtle)',
+                        }}
+                      />
+                    )}
+
+                    {/* Details */}
+                    <Box
+                      sx={{
+                        p: 2,
+                        flex: 1,
+                        minWidth: 0,
+                        display: 'flex',
+                        flexDirection: 'column',
+                      }}
+                    >
+                      <Typography variant="label" sx={{ display: 'block', mb: 0.25 }}>
+                        {section.name}
                       </Typography>
-              {section.editStepId && onEdit && (
+
-                <IconButton
+                      {section.subtitle && (
-                  aria-label={`Edit ${section.title}`}
+                        <Typography variant="body2" color="text.secondary">
-                  size="small"
+                          {section.subtitle}
-                  onClick={(e) => {
+                        </Typography>
-                    e.stopPropagation();
+                      )}
-                    onEdit(section.editStepId!);
+
+                      {/* Location with pin */}
+                      {section.location && (
+                        <Box sx={{ display: 'flex', alignItems: 'center', gap: 0.5, mt: 0.25 }}>
+                          <LocationOnOutlinedIcon
+                            sx={{ fontSize: 16, color: 'text.secondary' }}
+                            aria-hidden
+                          />
+                          <Typography variant="body2" color="text.secondary">
+                            {section.location}
+                          </Typography>
+                        </Box>
+                      )}
+
+                      {/* Colour swatch */}
+                      {section.colourName && (
+                        <Box sx={{ display: 'flex', alignItems: 'center', gap: 1, mt: 0.75 }}>
+                          {section.colourHex && (
+                            <Box
+                              sx={{
+                                width: 16,
+                                height: 16,
+                                borderRadius: '50%',
+                                bgcolor: section.colourHex,
+                                border: '1px solid',
+                                borderColor: 'divider',
+                                flexShrink: 0,
+                              }}
+                            />
+                          )}
+                          <Typography variant="caption" color="text.secondary">
+                            {section.colourName}
+                          </Typography>
+                        </Box>
+                      )}
+
+                      {/* Spacer pushes price to bottom */}
+                      <Box sx={{ flex: 1 }} />
+
+                      {/* Price — hugs bottom of card detail area */}
+                      {section.price != null && !hasAllowance && (
+                        <Box
+                          sx={{
+                            display: 'flex',
+                            justifyContent: 'flex-end',
+                            mt: 1.5,
                           }}
                         >
-                  <EditOutlinedIcon fontSize="small" />
+                          <Typography variant="label" color="primary">
-                </IconButton>
+                            ${section.price.toLocaleString('en-AU')}
+                          </Typography>
+                        </Box>
+                      )}
+
+                      {/* Fully covered — no price breakdown */}
+                      {isFullyCovered && (
+                        <Typography variant="body2" color="text.secondary" sx={{ mt: 1.5 }}>
+                          Included in your package
+                        </Typography>
                       )}
                     </Box>
-          </AccordionSummary>
+                  </Box>
-          <AccordionDetails sx={{ px: 3, pb: 3 }}>
+
-            <Box component="dl" sx={{ m: 0 }}>
+                  {/* Allowance breakdown — full-width divider section */}
+                  {hasAllowance && !isFullyCovered && (
+                    <Box sx={{ px: 2, pb: 2 }}>
+                      <Divider sx={{ mb: 1.5 }} />
+                      <Box sx={{ display: 'flex', justifyContent: 'space-between' }}>
+                        <Typography variant="body2" color="text.secondary">
+                          Price
+                        </Typography>
+                        <Typography variant="body2" color="text.secondary">
+                          ${section.price!.toLocaleString('en-AU')}
+                        </Typography>
+                      </Box>
+                      <Box sx={{ display: 'flex', justifyContent: 'space-between' }}>
+                        <Typography variant="body2" color="text.secondary">
+                          Allowance applied
+                        </Typography>
+                        <Typography variant="body2" color="text.secondary">
+                          −${section.allowanceAmount!.toLocaleString('en-AU')}
+                        </Typography>
+                      </Box>
+                      <Box sx={{ display: 'flex', justifyContent: 'space-between', mt: 0.5 }}>
+                        <Typography variant="label">Remaining</Typography>
+                        <Typography variant="label" color="primary">
+                          ${remainingCost.toLocaleString('en-AU')}
+                        </Typography>
+                      </Box>
+                    </Box>
+                  )}
+
+                  {/* Sub-items — full-width divider section */}
+                  {section.items && section.items.length > 0 && (
+                    <Box sx={{ px: 2, pb: 2 }}>
+                      <Divider sx={{ mb: 1.5 }} />
                       {section.items.map((item, i) => (
                         <Box
                           key={i}
                           sx={{
                             display: 'flex',
                             justifyContent: 'space-between',
-                    py: 1,
+                            alignItems: 'baseline',
-                    borderBottom: i < section.items.length - 1 ? 1 : 0,
+                            py: 0.5,
-                    borderColor: 'divider',
                           }}
                         >
-                  <Box>
+                          <Typography variant="body2" color="text.secondary">
-                    <Typography component="dt" variant="body2" color="text.secondary">
                             {item.label}
+                            {item.value && ` — ${item.value}`}
                           </Typography>
-                    <Typography component="dd" variant="body1" sx={{ m: 0 }}>
+                          {item.priceLabel ? (
-                      {item.value}
-                    </Typography>
-                  </Box>
-                  {item.price != null && (
                             <Typography
-                      variant="body1"
+                              variant="body2"
+                              color="primary"
+                              sx={{ ml: 2, whiteSpace: 'nowrap', fontStyle: 'italic' }}
+                            >
+                              {item.priceLabel}
+                            </Typography>
+                          ) : (
+                            item.price != null && (
+                              <Typography
+                                variant="body2"
                                 color="primary"
                                 sx={{ ml: 2, whiteSpace: 'nowrap' }}
                               >
                                 ${item.price.toLocaleString('en-AU')}
                               </Typography>
+                            )
                           )}
                         </Box>
                       ))}
                     </Box>
-          </AccordionDetails>
+                  )}
-        </Accordion>
+                </Card>
-      ))}
+              )}
 
-      {/* ─── Total bar ─── */}
+              {/* List-style section (no image/name — included services, extras) */}
-      <Paper
+              {!section.name && section.items && section.items.length > 0 && (
-        elevation={2}
+                <Card variant="outlined" padding="compact">
+                  {section.items.map((item, i) => (
+                    <Box
+                      key={i}
                       sx={{
-          p: 3,
-          mt: 3,
-          mb: 4,
                         display: 'flex',
                         justifyContent: 'space-between',
                         alignItems: 'center',
-          borderRadius: 2,
+                        py: 0.75,
+                        borderBottom: i < section.items!.length - 1 ? 1 : 0,
+                        borderColor: 'divider',
                       }}
                     >
-        <Box>
+                      <Box sx={{ display: 'flex', alignItems: 'center', gap: 1 }}>
-          <Typography variant="h5">Total cost</Typography>
+                        {/* Ticks only in sections with no priced items (included services) */}
-          {depositAmount != null && !isPrePlanning && (
+                        {!hasPricedItems && (
-            <Typography variant="body2" color="text.secondary">
+                          <CheckIcon sx={{ fontSize: 18, color: 'success.main' }} />
-              Deposit: ${depositAmount.toLocaleString('en-AU')}
+                        )}
+                        <Typography variant="body2">
+                          {item.label}
+                          {item.value && (
+                            <Typography component="span" variant="body2" color="text.secondary">
+                              {' '}
+                              — {item.value}
                             </Typography>
                           )}
+                        </Typography>
                       </Box>
-        <Typography variant="display3" color="primary" aria-live="polite" aria-atomic="true">
+                      {item.priceLabel ? (
+                        <Typography
+                          variant="body2"
+                          color="primary"
+                          sx={{ ml: 2, whiteSpace: 'nowrap', fontStyle: 'italic' }}
+                        >
+                          {item.priceLabel}
+                        </Typography>
+                      ) : (
+                        item.price != null && (
+                          <Typography
+                            variant="body2"
+                            color="primary"
+                            sx={{ ml: 2, whiteSpace: 'nowrap' }}
+                          >
+                            ${item.price.toLocaleString('en-AU')}
+                          </Typography>
+                        )
+                      )}
+                    </Box>
+                  ))}
+                </Card>
+              )}
+            </Box>
+          );
+        })}
+      </Box>
+
+      {/* ─── Total bar ─── */}
+      <Paper
+        elevation={0}
+        sx={{
+          p: 3,
+          mt: 4,
+          mb: 4,
+          borderRadius: 2,
+          bgcolor: 'var(--fa-color-surface-warm)',
+          border: '1px solid',
+          borderColor: 'var(--fa-color-brand-200)',
+        }}
+      >
+        {totalAllowances != null && totalAllowances > 0 && (
+          <Box sx={{ display: 'flex', justifyContent: 'space-between', mb: 1 }}>
+            <Typography variant="body2" color="text.secondary">
+              Package allowances applied
+            </Typography>
+            <Typography variant="body2" color="text.secondary">
+              −${totalAllowances.toLocaleString('en-AU')}
+            </Typography>
+          </Box>
+        )}
+        <Box sx={{ display: 'flex', justifyContent: 'space-between', alignItems: 'baseline' }}>
+          <Typography variant="h5">Total</Typography>
+          <Typography variant="h4" color="primary" aria-live="polite" aria-atomic="true">
             ${totalPrice.toLocaleString('en-AU')}
           </Typography>
+        </Box>
       </Paper>
 
       {/* Payment reassurance */}
@@ -236,26 +711,25 @@ export const SummaryStep: React.FC<SummaryStepProps> = ({
       <Divider sx={{ my: 3 }} />
 
       {/* CTAs */}
-      <Box
+      <Button variant="contained" size="large" fullWidth loading={loading} onClick={onConfirm}>
-        sx={{
+        {isPrePlanning ? 'Save your plan' : 'Confirm and continue to payment'}
-          display: 'flex',
+      </Button>
-          justifyContent: 'space-between',
+
-          alignItems: 'center',
+      {onSaveAndExit && (
-          flexDirection: { xs: 'column-reverse', sm: 'row' },
+        <Button variant="text" color="secondary" fullWidth onClick={onSaveAndExit} sx={{ mt: 1 }}>
-          gap: 2,
-        }}
-      >
-        {onSaveAndExit ? (
-          <Button variant="text" color="secondary" onClick={onSaveAndExit} type="button">
           Save and continue later
         </Button>
-        ) : (
-          <Box />
       )}
-        <Button variant="contained" size="large" loading={loading} onClick={onConfirm}>
+
-          {isPrePlanning ? 'Save your plan' : 'Confirm'}
+      {/* Share dialog */}
-        </Button>
+      {onShareByEmail && (
-      </Box>
+        <ShareDialog
+          open={shareOpen}
+          onClose={() => setShareOpen(false)}
+          onSend={onShareByEmail}
+          loading={shareLoading}
+        />
+      )}
     </WizardLayout>
   );
 };

src/components/pages/SummaryStep/index.ts

@@ -1,2 +1,7 @@
 export { SummaryStep, default } from './SummaryStep';
-export type { SummaryStepProps, SummarySection, SummaryLineItem } from './SummaryStep';
+export type {
+  SummaryStepProps,
+  SummarySection,
+  SummaryLineItem,
+  ArrangementDetails,
+} from './SummaryStep';