diff --git a/src/components/pages/CemeteryStep/CemeteryStep.stories.tsx b/src/components/pages/CemeteryStep/CemeteryStep.stories.tsx
new file mode 100644
index 0000000..6518eca
--- /dev/null
+++ b/src/components/pages/CemeteryStep/CemeteryStep.stories.tsx
@@ -0,0 +1,243 @@
+import { useState } from 'react';
+import type { Meta, StoryObj } from '@storybook/react';
+import { CemeteryStep } from './CemeteryStep';
+import type { CemeteryStepValues, CemeteryStepErrors, Cemetery } from './CemeteryStep';
+import { Navigation } from '../../organisms/Navigation';
+import Box from '@mui/material/Box';
+
+// ─── Helpers ─────────────────────────────────────────────────────────────────
+
+const FALogo = () => (
+  <Box sx={{ display: 'flex', alignItems: 'center' }}>
+    <Box
+      component="img"
+      src="/brandlogo/logo-full.svg"
+      alt="Funeral Arranger"
+      sx={{ height: 28, display: { xs: 'none', md: 'block' } }}
+    />
+    <Box
+      component="img"
+      src="/brandlogo/logo-short.svg"
+      alt="Funeral Arranger"
+      sx={{ height: 28, display: { xs: 'block', md: 'none' } }}
+    />
+  </Box>
+);
+
+const nav = (
+  <Navigation
+    logo={<FALogo />}
+    items={[
+      { label: 'FAQ', href: '/faq' },
+      { label: 'Contact Us', href: '/contact' },
+    ]}
+  />
+);
+
+const sampleCemeteries: Cemetery[] = [
+  {
+    id: 'rookwood',
+    name: 'Rookwood Cemetery',
+    location: 'Lidcombe, NSW',
+    price: 4500,
+  },
+  {
+    id: 'northern-suburbs',
+    name: 'Northern Suburbs Memorial Gardens',
+    location: 'North Ryde, NSW',
+    price: 5200,
+  },
+  {
+    id: 'macquarie-park',
+    name: 'Macquarie Park Cemetery',
+    location: 'Macquarie Park, NSW',
+    price: 4800,
+  },
+];
+
+const defaultValues: CemeteryStepValues = {
+  burialOwn: null,
+  burialCustom: null,
+  selectedCemeteryId: null,
+};
+
+// ─── Meta ────────────────────────────────────────────────────────────────────
+
+const meta: Meta<typeof CemeteryStep> = {
+  title: 'Pages/CemeteryStep',
+  component: CemeteryStep,
+  tags: ['autodocs'],
+  parameters: {
+    layout: 'fullscreen',
+  },
+};
+
+export default meta;
+type Story = StoryObj<typeof CemeteryStep>;
+
+// ─── Interactive (default) ──────────────────────────────────────────────────
+
+/** Fully interactive — progressive disclosure flow */
+export const Default: Story = {
+  render: () => {
+    const [values, setValues] = useState<CemeteryStepValues>({ ...defaultValues });
+    const [errors, setErrors] = useState<CemeteryStepErrors>({});
+
+    const handleContinue = () => {
+      const newErrors: CemeteryStepErrors = {};
+      if (!values.burialOwn) newErrors.burialOwn = 'Please let us know about the burial plot.';
+      if (values.burialOwn === 'no' && !values.burialCustom)
+        newErrors.burialCustom = "Please let us know if you'd like to choose a specific cemetery.";
+      if (values.burialOwn === 'no' && values.burialCustom === 'yes' && !values.selectedCemeteryId)
+        newErrors.selectedCemeteryId = 'Please choose a cemetery.';
+      setErrors(newErrors);
+      if (Object.keys(newErrors).length === 0) alert('Continue');
+    };
+
+    return (
+      <CemeteryStep
+        values={values}
+        onChange={(v) => {
+          setValues(v);
+          setErrors({});
+        }}
+        onContinue={handleContinue}
+        onBack={() => alert('Back')}
+        onSaveAndExit={() => alert('Save')}
+        errors={errors}
+        cemeteries={sampleCemeteries}
+        navigation={nav}
+      />
+    );
+  },
+};
+
+// ─── Has existing plot ──────────────────────────────────────────────────────
+
+/** User already owns a burial plot — short confirmation */
+export const HasExistingPlot: Story = {
+  render: () => {
+    const [values, setValues] = useState<CemeteryStepValues>({
+      ...defaultValues,
+      burialOwn: 'yes',
+    });
+    return (
+      <CemeteryStep
+        values={values}
+        onChange={setValues}
+        onContinue={() => alert('Continue')}
+        onBack={() => alert('Back')}
+        cemeteries={sampleCemeteries}
+        navigation={nav}
+      />
+    );
+  },
+};
+
+// ─── Provider arranges ──────────────────────────────────────────────────────
+
+/** User wants provider to arrange — no cemetery grid */
+export const ProviderArranges: Story = {
+  render: () => {
+    const [values, setValues] = useState<CemeteryStepValues>({
+      ...defaultValues,
+      burialOwn: 'no',
+      burialCustom: 'no',
+    });
+    return (
+      <CemeteryStep
+        values={values}
+        onChange={setValues}
+        onContinue={() => alert('Continue')}
+        onBack={() => alert('Back')}
+        cemeteries={sampleCemeteries}
+        navigation={nav}
+      />
+    );
+  },
+};
+
+// ─── Cemetery grid visible ──────────────────────────────────────────────────
+
+/** User wants to choose — cemetery grid revealed */
+export const CemeteryGridVisible: Story = {
+  render: () => {
+    const [values, setValues] = useState<CemeteryStepValues>({
+      ...defaultValues,
+      burialOwn: 'no',
+      burialCustom: 'yes',
+    });
+    return (
+      <CemeteryStep
+        values={values}
+        onChange={setValues}
+        onContinue={() => alert('Continue')}
+        onBack={() => alert('Back')}
+        cemeteries={sampleCemeteries}
+        navigation={nav}
+      />
+    );
+  },
+};
+
+// ─── Cemetery selected ──────────────────────────────────────────────────────
+
+/** Cemetery selected */
+export const CemeterySelected: Story = {
+  render: () => {
+    const [values, setValues] = useState<CemeteryStepValues>({
+      burialOwn: 'no',
+      burialCustom: 'yes',
+      selectedCemeteryId: 'rookwood',
+    });
+    return (
+      <CemeteryStep
+        values={values}
+        onChange={setValues}
+        onContinue={() => alert('Continue')}
+        onBack={() => alert('Back')}
+        cemeteries={sampleCemeteries}
+        navigation={nav}
+      />
+    );
+  },
+};
+
+// ─── Pre-planning ───────────────────────────────────────────────────────────
+
+/** Pre-planning variant */
+export const PrePlanning: Story = {
+  render: () => {
+    const [values, setValues] = useState<CemeteryStepValues>({ ...defaultValues });
+    return (
+      <CemeteryStep
+        values={values}
+        onChange={setValues}
+        onContinue={() => alert('Continue')}
+        onBack={() => alert('Back')}
+        cemeteries={sampleCemeteries}
+        isPrePlanning
+        navigation={nav}
+      />
+    );
+  },
+};
+
+// ─── Validation errors ──────────────────────────────────────────────────────
+
+/** All errors showing */
+export const WithErrors: Story = {
+  render: () => {
+    const [values, setValues] = useState<CemeteryStepValues>({ ...defaultValues });
+    return (
+      <CemeteryStep
+        values={values}
+        onChange={setValues}
+        onContinue={() => {}}
+        errors={{ burialOwn: 'Please let us know about the burial plot.' }}
+        cemeteries={sampleCemeteries}
+        navigation={nav}
+      />
+    );
+  },
+};
diff --git a/src/components/pages/CemeteryStep/CemeteryStep.tsx b/src/components/pages/CemeteryStep/CemeteryStep.tsx
new file mode 100644
index 0000000..f5d8dbd
--- /dev/null
+++ b/src/components/pages/CemeteryStep/CemeteryStep.tsx
@@ -0,0 +1,296 @@
+import React from 'react';
+import Box from '@mui/material/Box';
+import FormControl from '@mui/material/FormControl';
+import FormLabel from '@mui/material/FormLabel';
+import FormControlLabel from '@mui/material/FormControlLabel';
+import RadioGroup from '@mui/material/RadioGroup';
+import Radio from '@mui/material/Radio';
+import type { SxProps, Theme } from '@mui/material/styles';
+import { WizardLayout } from '../../templates/WizardLayout';
+import { Card } from '../../atoms/Card';
+import { Collapse } from '../../atoms/Collapse';
+import { Typography } from '../../atoms/Typography';
+import { Button } from '../../atoms/Button';
+import { Divider } from '../../atoms/Divider';
+
+// ─── Types ───────────────────────────────────────────────────────────────────
+
+/** A cemetery available for selection */
+export interface Cemetery {
+  id: string;
+  name: string;
+  location: string;
+  price?: number;
+}
+
+/** Form values for the cemetery step */
+export interface CemeteryStepValues {
+  /** Does the family already own a burial plot? */
+  burialOwn: 'yes' | 'no' | null;
+  /** Would they like to choose a specific cemetery? (when burialOwn=no) */
+  burialCustom: 'yes' | 'no' | null;
+  /** Selected cemetery ID */
+  selectedCemeteryId: string | null;
+}
+
+/** Field-level error messages */
+export interface CemeteryStepErrors {
+  burialOwn?: string;
+  burialCustom?: string;
+  selectedCemeteryId?: string;
+}
+
+/** Props for the CemeteryStep page component */
+export interface CemeteryStepProps {
+  /** Current form values */
+  values: CemeteryStepValues;
+  /** Callback when any field value changes */
+  onChange: (values: CemeteryStepValues) => void;
+  /** Callback when the Continue button is clicked */
+  onContinue: () => void;
+  /** Callback for back navigation */
+  onBack?: () => void;
+  /** Callback for save-and-exit */
+  onSaveAndExit?: () => void;
+  /** Field-level validation errors */
+  errors?: CemeteryStepErrors;
+  /** Whether the Continue button is in a loading state */
+  loading?: boolean;
+  /** Available cemeteries */
+  cemeteries: Cemetery[];
+  /** Whether this is a pre-planning flow */
+  isPrePlanning?: boolean;
+  /** Navigation bar */
+  navigation?: React.ReactNode;
+  /** Progress stepper */
+  progressStepper?: React.ReactNode;
+  /** Running total */
+  runningTotal?: React.ReactNode;
+  /** Hide the help bar */
+  hideHelpBar?: boolean;
+  /** MUI sx prop */
+  sx?: SxProps<Theme>;
+}
+
+// ─── Component ───────────────────────────────────────────────────────────────
+
+/**
+ * Step 9 — Cemetery for the FA arrangement wizard.
+ *
+ * Cemetery selection and burial plot preferences. Only shown for
+ * burial-type funerals (Service & Burial, Graveside, Burial Only).
+ *
+ * Progressive disclosure flow:
+ * 1. "Do you have a burial plot?" → Yes/No
+ * 2. If No: "Would you like to choose a specific cemetery?" → Yes/No
+ * 3. If Yes to #2: Cemetery card grid
+ *
+ * If the user already owns a plot, the cemetery grid can be shown
+ * for confirmation (passed via showGridForExistingPlot).
+ *
+ * Pure presentation component — props in, callbacks out.
+ *
+ * Spec: documentation/steps/steps/09_cemetery.yaml
+ */
+export const CemeteryStep: React.FC<CemeteryStepProps> = ({
+  values,
+  onChange,
+  onContinue,
+  onBack,
+  onSaveAndExit,
+  errors,
+  loading = false,
+  cemeteries,
+  isPrePlanning = false,
+  navigation,
+  progressStepper,
+  runningTotal,
+  hideHelpBar,
+  sx,
+}) => {
+  const showCustomQuestion = values.burialOwn === 'no';
+  const showCemeteryGrid = values.burialOwn === 'no' && values.burialCustom === 'yes';
+
+  const handleBurialOwnChange = (value: string) => {
+    onChange({
+      ...values,
+      burialOwn: value as CemeteryStepValues['burialOwn'],
+      // Reset dependent fields when parent changes
+      burialCustom: null,
+      selectedCemeteryId: null,
+    });
+  };
+
+  const handleBurialCustomChange = (value: string) => {
+    onChange({
+      ...values,
+      burialCustom: value as CemeteryStepValues['burialCustom'],
+      selectedCemeteryId: null,
+    });
+  };
+
+  const handleCemeterySelect = (id: string) => {
+    onChange({ ...values, selectedCemeteryId: id });
+  };
+
+  return (
+    <WizardLayout
+      variant="centered-form"
+      navigation={navigation}
+      progressStepper={progressStepper}
+      runningTotal={runningTotal}
+      showBackLink={!!onBack}
+      backLabel="Back"
+      onBack={onBack}
+      hideHelpBar={hideHelpBar}
+      sx={sx}
+    >
+      {/* Page heading */}
+      <Typography variant="display3" component="h1" sx={{ mb: 1 }} tabIndex={-1}>
+        Cemetery
+      </Typography>
+
+      <Typography variant="body1" color="text.secondary" sx={{ mb: 4 }}>
+        {isPrePlanning
+          ? "If you haven't decided on a cemetery yet, the funeral provider can help with this later."
+          : 'Choose where the burial will take place.'}
+      </Typography>
+
+      <Box
+        component="form"
+        noValidate
+        onSubmit={(e: React.FormEvent) => {
+          e.preventDefault();
+          onContinue();
+        }}
+      >
+        {/* ─── Burial plot question ─── */}
+        <FormControl component="fieldset" sx={{ mb: 3, display: 'block' }}>
+          <FormLabel component="legend" sx={{ mb: 1 }}>
+            Do you already have a burial plot?
+          </FormLabel>
+          <RadioGroup
+            value={values.burialOwn ?? ''}
+            onChange={(e) => handleBurialOwnChange(e.target.value)}
+          >
+            <FormControlLabel value="yes" control={<Radio />} label="Yes, we have a plot" />
+            <FormControlLabel value="no" control={<Radio />} label="No, we need to find one" />
+          </RadioGroup>
+          {errors?.burialOwn && (
+            <Typography variant="body2" color="error" sx={{ mt: 0.5 }} role="alert">
+              {errors.burialOwn}
+            </Typography>
+          )}
+        </FormControl>
+
+        {/* ─── Custom cemetery question (progressive disclosure) ─── */}
+        <Collapse in={showCustomQuestion}>
+          <FormControl component="fieldset" sx={{ mb: 3, display: 'block' }}>
+            <FormLabel component="legend" sx={{ mb: 1 }}>
+              Would you like to choose a specific cemetery?
+            </FormLabel>
+            <RadioGroup
+              value={values.burialCustom ?? ''}
+              onChange={(e) => handleBurialCustomChange(e.target.value)}
+            >
+              <FormControlLabel value="yes" control={<Radio />} label="Yes, I'd like to choose" />
+              <FormControlLabel
+                value="no"
+                control={<Radio />}
+                label="No, the funeral provider can arrange this"
+              />
+            </RadioGroup>
+            {errors?.burialCustom && (
+              <Typography variant="body2" color="error" sx={{ mt: 0.5 }} role="alert">
+                {errors.burialCustom}
+              </Typography>
+            )}
+          </FormControl>
+        </Collapse>
+
+        {/* ─── Cemetery card grid (progressive disclosure) ─── */}
+        <Collapse in={showCemeteryGrid}>
+          <Box sx={{ mb: 3 }}>
+            <Typography variant="h5" sx={{ mb: 2 }}>
+              Available cemeteries
+            </Typography>
+
+            <Box
+              role="radiogroup"
+              aria-label="Available cemeteries"
+              sx={{
+                display: 'grid',
+                gridTemplateColumns: { xs: '1fr', sm: 'repeat(2, 1fr)' },
+                gap: 2,
+              }}
+            >
+              {cemeteries.map((cemetery, index) => (
+                <Card
+                  key={cemetery.id}
+                  interactive
+                  selected={cemetery.id === values.selectedCemeteryId}
+                  onClick={() => handleCemeterySelect(cemetery.id)}
+                  role="radio"
+                  aria-checked={cemetery.id === values.selectedCemeteryId}
+                  tabIndex={
+                    values.selectedCemeteryId === null
+                      ? index === 0
+                        ? 0
+                        : -1
+                      : cemetery.id === values.selectedCemeteryId
+                        ? 0
+                        : -1
+                  }
+                  sx={{ p: 3 }}
+                >
+                  <Typography variant="h5">{cemetery.name}</Typography>
+                  <Typography variant="body2" color="text.secondary">
+                    {cemetery.location}
+                  </Typography>
+                  {cemetery.price != null && (
+                    <Typography variant="h6" color="primary" sx={{ mt: 1 }}>
+                      ${cemetery.price.toLocaleString('en-AU')}
+                    </Typography>
+                  )}
+                </Card>
+              ))}
+            </Box>
+
+            {errors?.selectedCemeteryId && (
+              <Typography variant="body2" color="error" sx={{ mt: 1 }} role="alert">
+                {errors.selectedCemeteryId}
+              </Typography>
+            )}
+          </Box>
+        </Collapse>
+
+        <Divider sx={{ my: 3 }} />
+
+        {/* CTAs */}
+        <Box
+          sx={{
+            display: 'flex',
+            justifyContent: 'space-between',
+            alignItems: 'center',
+            flexDirection: { xs: 'column-reverse', sm: 'row' },
+            gap: 2,
+          }}
+        >
+          {onSaveAndExit ? (
+            <Button variant="text" color="secondary" onClick={onSaveAndExit} type="button">
+              Save and continue later
+            </Button>
+          ) : (
+            <Box />
+          )}
+          <Button type="submit" variant="contained" size="large" loading={loading}>
+            Continue
+          </Button>
+        </Box>
+      </Box>
+    </WizardLayout>
+  );
+};
+
+CemeteryStep.displayName = 'CemeteryStep';
+export default CemeteryStep;
diff --git a/src/components/pages/CemeteryStep/index.ts b/src/components/pages/CemeteryStep/index.ts
new file mode 100644
index 0000000..279b9e4
--- /dev/null
+++ b/src/components/pages/CemeteryStep/index.ts
@@ -0,0 +1,7 @@
+export { CemeteryStep, default } from './CemeteryStep';
+export type {
+  CemeteryStepProps,
+  CemeteryStepValues,
+  CemeteryStepErrors,
+  Cemetery,
+} from './CemeteryStep';